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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants by the entireties
B) as tenants at sufferance
C) as tenants in common
D) as joint tenants

2. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) required use.
B) bundled services.
C) anti-kickback.
D) tied benefits.

3. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) recorded documentation on the title to real property without acknowledgment
C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
D) any law, ordinance, or governmental regulation without filed notice

4. Which of the following is considered a voluntary lien?

A) State tax lien.
B) Real estate tax lien.
C) Mortgage lien.
D) Construction lien.

5. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) standard exception.
C) post policy event.
D) condition.

Solutions: