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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) joint tenancy.
B) real estate contract interest.
C) tenancy in common.
D) fee simple estate.

2. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

A) B-II
B) C
C) A
D) B-I

3. What must accompany the satisfaction piece when presented for recording?

A) The certificate of title
B) The payment record
C) The final receipt
D) The original mortgage instrument

4. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a due-on-sale clause.
B) an assumption clause.
C) a prepayment clause.
D) a subordination clause.

5. The MAIN purpose of insurance is to

A) retain risk.
B) transfer risk.
C) alter risk.
D) reduce risk.

Solutions: