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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Nevada Statutes and Codes Pertinent to Health Insurance Only | 14% | - Mandatory policy clauses and provisions
- Long Term Care - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse - Coverage for reconstructive surgery - Medicare
|
| Topic 2: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance | 20% | - Licensing
- Insurance Commissioner
|
| Topic 3: Nevada Statutes and Codes Common to Life and Health Insurance Only | 4% | - Credit life and health insurance - Group life and health insurance
|
| Topic 4: Accident & Health – General Knowledge | 50% | - Field Underwriting Procedures
|
1. Under an Accidental Death and Dismemberment policy, in which of the following circumstances will an autopsy NOT be performed?
A) When the cause of death was an accident
B) When the beneficiary refuses to give consent
C) When it is prohibited by law
D) When the cause of death was an illness
2. In order for a health insurance producer to be an Exchange Enrollment Facilitator (EEF), the producer:
A) must surrender the producer ' s license and apply for an Exchange Enrollment Facilitator license
B) can receive both commission and compensation as a facilitator
C) can receive commissions from the company in addition to the compensation as a facilitator
D) can offer advice to consumers resulting in the " steering " of the selection of coverage
3. When must insurable interest generally exist in a life insurance transaction?
A) Only after the policy has been in force for two years
B) Only when the death benefit is paid
C) At the time the policy is issued
D) Only when the beneficiary is changed
4. A corporation purchases life insurance on a highly valuable executive and is named as owner, premium payer, and beneficiary. What is the primary purpose of this arrangement?
A) Family maintenance insurance
B) Key person insurance
C) Viatical settlement insurance
D) Credit life insurance
5. A long-term-care policy commonly becomes eligible to pay benefits when the insured is certified as chronically ill because the insured:
A) Has reached age 65
B) Is unemployed for 30 days
C) Cannot perform at least two activities of daily living without substantial assistance
D) Has missed one premium payment
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: B | Question # 5 Answer: C |
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InsNV_Health02 dump had almost 90% questions on the actual test. Most of the simulations were on the test. Very good dump.
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