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Your calendar is full and the CA-Life-Accident-and-Health exam date is not moving. That is exactly the situation BraindumpsPrep is built for: 157+ Q&As covering the California Department of Insurance CA Life, Accident and Health or Sickness Examination objectives, current for 2026, so the hours you do have are never wasted on dead content.
| Certification Vendor: | California Department of Insurance (CDI) |
|---|---|
| Exam Name: | Life, Accident and Health or Sickness Examination |
| Exam Number: | CA-Life-Accident-and-Health |
| Exam Price: | $88 + $33–$43 PSI convenience fee |
| Real Exam Qty: | 150 |
| Certificate Validity Period: | 2 years (renewable with continuing education) |
| Exam Format: | Multiple-choice, Computer-based |
| Related Certifications: | Life-Only Agent License Accident and Health or Sickness Agent License |
| Available Languages: | English, Spanish |
| Passing Score: | 60% (90 out of 150 questions) |
| Exam Duration: | 180 minutes |
| Recommended Training: | CDI Prelicensing Education Requirements |
| Exam Registration: | PSI Exam Registration CDI Exam Information |
| Sample Questions: | ![]() |
| Exam Way: | In-person at PSI testing centers or remote online proctored |
| Pre Condition: | 52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required |
| Official Syllabus URL: | https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/prelicensing-educational-objectives.cfm |
| Section | Weight | Objectives |
|---|---|---|
| Health Insurance | 25% | - Health policy provisions and exclusions - Disability income insurance - Medical expense and major medical plans - Medicare and Medicare supplements - Long-term care insurance |
| Annuities and Retirement Plans | 10% | - Fixed and variable annuities - Tax treatment and suitability - Immediate and deferred annuities |
| General Insurance Concepts | 10% | - Basic insurance principles and terminology - Insurance marketplace and regulation overview - Insurance contract law and elements |
| Life Insurance | 35% | - Policy provisions, riders, and options - Beneficiary designations and settlement options - Group life insurance - Types of life insurance policies |
| California Insurance Code & Ethics | 20% | - State regulations and licensing rules - Ethical standards and anti-fraud provisions - Policy delivery and replacement rules - Unfair trade practices |
52 hours pre-licensing education (40 hours product-specific + 12 hours code/ethics) effective Jan 1, 2026; fingerprinting required These conditions come from California Department of Insurance and can be revised, so confirm the current requirements on the official exam page: https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/prelicensing-educational-objectives.cfm — better a two-minute check than a wasted California Department of Insurance CA Life, Accident and Health or Sickness Examination registration.
The California Department of Insurance CA Life, Accident and Health or Sickness Examination exam gives you 180 minutes to work through 150 questions. Split that down and each question earns only a narrow slice of the clock — lingering too long on one item borrows time from three others. Build the habit now: run timed, full-length sessions in the BraindumpsPrep test engine until finishing early feels normal on the real CA-Life-Accident-and-Health exam.
California Department of Insurance recommends these official training resources:
Once the coursework is done, pressure-test it with the 157 practice questions for the CA-Life-Accident-and-Health exam from BraindumpsPrep — theory only counts when it survives exam conditions.
The CA-Life-Accident-and-Health exam is California Department of Insurance's official assessment leading to the Life, Accident and Health or Sickness Agent License certification, which sits at the State Insurance Producer License level. It validates job-ready, vendor-recognized skills — the kind employers screen for. It also belongs to a wider certification family that includes Life-Only Agent License, Accident and Health or Sickness Agent License, so it can anchor a longer credential roadmap.
Delivery takes about a minute: after payment, BraindumpsPrep emails your CA-Life-Accident-and-Health download instantly — if nothing arrives within 2 hours, check spam and contact support for an immediate resend. Install it on as many computers as you like. On failure: take the corresponding CA-Life-Accident-and-Health exam within 60 days of purchase, and a fail qualifies you for a full refund. File within 2 days after the exam with a scanned enrollment slip and the official Score Report PDF; claims close within 7 days. Excluded are attempts within 3 days of purchase, exams never actually taken, free materials, and expired orders — and the candidate name must match the payer name. Prefer to keep studying? On request we can exchange your product for two free exam products of equal value, and your original purchase keeps its update service.
The California Department of Insurance CA Life, Accident and Health or Sickness Examination syllabus divides into 5 domains, led by California Insurance Code & Ethics (20%), General Insurance Concepts (10%), Health Insurance (25%). Heavier domains deserve heavier study time — the complete outline with every domain is listed above on this page.
Book through the official California Department of Insurance registration channels:
One thing to note while booking: the exam is delivered via In-person at PSI testing centers or remote online proctored.
Plan on $88 + $33–$43 PSI convenience fee per attempt, with 60% (90 out of 150 questions) required to pass the California Department of Insurance CA Life, Accident and Health or Sickness Examination exam. Since every retake bills the full fee again, the cheapest strategy is arriving overprepared. Test yourself with BraindumpsPrep practice questions first — when your timed scores clear 60% (90 out of 150 questions) consistently, booking the CA-Life-Accident-and-Health exam becomes a formality.
Yes — a free demo is available for the California Department of Insurance CA Life, Accident and Health or Sickness Examination product, so you can review the question style and verified answers yourself first. After purchase, 365 days of free updates are included; once the year ends, the update service renews at a 50% discount from your member zone.
In medical expense insurance, what serves the same purpose as the elimination period in disability income insurance?
Correct Answer: B 🗳️
Explanation: Only visible for BraindumpsPrep members. You can sign-up / login (it's free).
Insurance solicitation includes all of the following activities EXCEPT
Correct Answer: C 🗳️
Explanation: Only visible for BraindumpsPrep members. You can sign-up / login (it's free).
California long-term care policies may be identified as any of the following EXCEPT
Correct Answer: D 🗳️
Explanation: Only visible for BraindumpsPrep members. You can sign-up / login (it's free).
All of the following statements are true regarding Health Insurance Counseling Advocacy Program (HICAP) counselors EXCEPT HICAP counselors
Correct Answer: C 🗳️
Explanation: Only visible for BraindumpsPrep members. You can sign-up / login (it's free).
Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?
Correct Answer: C 🗳️
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