Insurance Licensing NY-Independent-General-Adjuster : NewYorkIndependent General Adjuster (Series 17-70)

Exam Code: NY-Independent-General-Adjuster
Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
Updated: Sep 21, 2026
Q & A: 107 Questions and Answers

About Insurance Licensing NY-Independent-General-Adjuster Exam Questions

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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

Section	Weight	Objectives
Medical Reports and Terminology	4%	- Injuries, Diseases and Medical Tests 1. Common Injuries and Diseases 2. Diagnostic Tests - Basic Human Anatomy 1. Cardiovascular and Abdominal Systems 2. Skeletal, Nervous and Respiratory Systems - Medical Terminology 1. Prefixes, Suffixes and Abbreviations 2. Medical Specialties
Accident and Health Insurance Basics	6%	- Accident and Health Claims 1. Notice and Proof of Loss 2. Investigation and Payment of Claims - Limited Policies 1. Accident-Only and Specified Disease 2. Hospital, Dental and Vision Coverage - Types of Coverage 1. Disability, Medical and Long-Term Care 2. Accidental Injury and Sickness
Insurance Basics	6%	- Insurance Contracts 1. Representations, Warranties and Concealment 2. Elements and Characteristics - Policy Structure 1. Subrogation, Salvage and Loss Settlement 2. Declarations, Conditions and Exclusions 3. Limits, Deductibles and Other Insurance - Insurance Principles 1. Hazards, Negligence and Liability 2. Causes and Valuation of Loss 3. Insurable Interest and Indemnity
Dwelling Policy	6%	- Coverage Forms and Perils 1. Basic, Broad and Special Forms 2. Covered Perils - Property Coverages 1. Personal Property and Loss of Use 2. Dwelling and Other Structures - Exclusions, Conditions and Endorsements 1. General Exclusions and Conditions 2. New York and Selected Endorsements
Homeowners Policy	10%	- Selected Endorsements 1. New York Special Provisions 2. Earthquake, Identity Fraud and Home Business - Liability Coverages 1. Personal Liability 2. Medical Payments to Others - Perils, Exclusions and Conditions 1. Perils Insured Against 2. Exclusions and Conditions - Coverage Forms 1. HO-8 2. HO-2 through HO-6 - Property Coverages 1. Dwelling, Other Structures and Personal Property 2. Loss of Use and Additional Coverages
Personal Inland Marine	13%	- Personal Property Floater 1. Coverage and Eligible Property - Personal Articles Floater 1. Scheduled Personal Property - Personal Effects Floater 1. Coverage and Loss Settlement
Adjusting Losses	11%	- Property and Liability Losses 1. Coverage Verification and Loss Evaluation 2. Estimates, Depreciation and Salvage - Role of the Adjuster 1. Independent, Staff and Public Adjusters 2. Duties and Responsibilities - Claim Settlement 1. Negotiation and Releases 2. Subrogation, Appraisal and Arbitration - Claim Investigation 1. Claim Reporting and Documentation 2. Evidence and Witness Statements
Insurance Regulation	6%	- Claim Settlement Regulations 1. Consumer Privacy 2. Unfair Claim Practices - License Maintenance 1. Assumed Names and Reporting 2. Renewal and Changes - Licensing Requirements 1. Qualifications and Application 2. Bond and Fingerprinting - Disciplinary Actions 1. Penalties and Cease and Desist Orders 2. Suspension and Revocation
Commercial Package Policy	38%	- Transportation Coverages 1. Motor Truck Cargo 2. Transit Coverage 3. Common Carrier Legal Liability - Commercial Policy Components 1. Common Policy Conditions 2. Common Policy Declarations - Commercial Inland Marine 1. Contractors Equipment and Installation Floaters 2. Marine Definition and Conditions 3. Accounts Receivable and Valuable Papers 4. Jewelers Block, Signs and Electronic Data Processing

Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

Question #1

Under an equipment breakdown coverage form, a breakdown would include

A. explosion of a pressure vessel.
B. failure of a safety device.
C. wear and tear.
D. leakage of valves.

Reveal Solution Discussion 0

Correct Answer: A 🗳️